Fintech · Stripe Connect Marketplace
A Stripe Connect marketplace on Bubble.io for payment-first, owner-financed deal management — ACH checkout, KYC onboarding, automated amortization scheduling, seller and buyer dashboards, and a full audit and export layer.
Sellers managing land contracts, vehicle financing, and equipment installment sales operated across spreadsheets, manual bank transfers, and disconnected ledgers. We built a true SaaS marketplace — Stripe Connect for direct seller payouts, ACH prioritization for capped fees, backend amortization math, and row-level privacy so no seller or buyer ever sees another’s ledger.
Capped ACH processing fee per transaction, regardless of deal size
Active deals with paginated, fast dashboard performance
Design to production handover
These are high-dollar, multi-year transactions where accuracy is non-negotiable — a miscalculated amortization schedule or missed late-fee flag has real financial and legal consequences. Existing generic tools offered no structured deal lifecycle, no role-based data isolation, and no compliance layer.
Heavy math — amortization, interest/principal splits, running balances — lives in scheduled backend workflows, never in page-load conditions. Stripe Connect Express handles onboarding and routes payments directly to sellers; ACH Direct Debit is enforced to cap fees.
Seller dashboard
A multi-deal portfolio overview with search, filtering, and analytics cards — interest YTD, portfolio totals, % of deals current, average days late — built to scan fast across 500+ deals.
Buyer read-only view
A restricted, scoped portal showing only the buyer’s deal parameters, upcoming due dates, and payment history.
Deal creation + amortization
A multi-step flow captures principal, rate, term, start date, and frequency; the schedule renders with principal/interest splits and running balances per row.
ACH checkout
Checkout defaults heavily to ACH Direct Debit and surfaces the fee cap prominently; card options are available but de-prioritized.
Clickwrap legal gate
A mandatory ‘I Accept’ checkpoint blocks dashboard entry and logs the exact agreement text with a timestamp in the audit trail.
Billing + subscription UI
Active cost transparency — current tier, active deal count, live monthly cost, and a dynamic monthly-vs-annual savings alert.
Auto-generates accurate monthly breakdowns on deal creation and adjusts on every completed or edited transaction.
Handles KYC/KYB onboarding and routes buyer payments directly to seller bank accounts.
Enforced at checkout to cap processing fees per transaction regardless of deal size.
PDF statements per deal, year-end CSV ledger exports, contract/receipt uploads, and a comprehensive audit log.
A roommate-matching and room-finding platform — compatibility-based matches, real room and flat listings with booking, and in-app chat, across a mobile app and the web.
A two-sided marketplace that connects homeowners with verified local tradies through structured job posting and real-time competitive quoting.
A messenger that turns real chats into language practice: message friends as usual and every message is auto-translated into the language you’re learning, with an AI tutor guiding you to fluency.
We build Stripe Connect marketplaces with accurate backend financial logic, fee-capped ACH, and audit-grade compliance — engineered to stay fast at scale.
3-week launch · Fixed pricing · Senior team
A senior product studio. We design, build, and ship investor-ready products in weeks, not months.
What an MVP really costs, and the exact scope to launch — in weeks, not months.
Straight to your inbox. No call. No pitch.
